Everything a shop needs. Without the fee.

The register

• A full register on the iPad, Android tablet or phone you already own
• Staff sign in with their own PIN, and a manager approves refunds and voids
• Customers pay by tapping an SVPay sticker, scanning a code or opening a pay link
• A customer display and a self-order kiosk
• Refunds, a cash drawer and end-of-day reports
• Payment links, invoices and monthly bills
• Offline payments on Growth, so a sale still goes through without a signal

Restaurants and cafés

• Kitchen and expo screens with station routing and course firing
• A floor plan with tables, open tabs and pay at the table
• Modifiers, combos and recipes
• Guests ask for a server or the check from their phone
• Online ordering, with delivery through your own DoorDash Drive or Uber Direct account
• Tips go straight to the staff member, or into a tip pool split by hours or role

Retail and grocery

• Inventory with restock approvals
• More than one location under one account
• Scan & Go: customers scan and pay on their own phone
• Lot tracking and recalls, waste and supplier price locks

Salons and services

• Online booking with reminders, on every plan
• Recurring billing and invoices paid by link
• Staff scheduling, a time clock and staff payouts
• A customer inbox with replies drafted for you

Rewards and regulars

• Cashback for regulars as store credit at your shop, on every plan
• Rewards cards and loyalty tiers in your colours
• Marketing campaigns you approve, and birthday credit
• A shop page with your menu, hours and live deals

Autopilot

• Drafts restock orders when stock runs low, for you to approve
• Runs promotions in slow hours inside the rules you set
• Drafts staff schedules and shift swaps
• Drafts the books: cash flow and P&L reports, and exports for QuickBooks and Xero
• Follows your rule book and leaves a receipt for everything it does

For customers, always free

• Pay at any SVPay shop by tap, code or link
• Pay friends and family
• Store credit and rewards at the shops you visit
• Bills from shops on SVPay, paid in the app

What SVPay doesn't do yet

• Customers can't pay with a regular credit or debit card through SVPay yet. Keep your card reader for card customers; every SVPay sale is still 0% processing fees.
• QuickBooks and Xero get exported files, not a live sync.
• SVPay reports your sales tax and payroll; it doesn't file them for you.
• DoorDash and Uber Eats menu sync isn't available yet.
• Large full-service restaurants with 10 or more stations and custom hardware may find Toast more mature today.

Questions

Is SVPay a full point-of-sale system?

Yes. SVPay includes a register, kitchen and customer screens, tables and tabs, inventory, scheduling, rewards and reports. Use it as your only register, or run it next to the one you have.

Can my customers still pay with a credit card?

Not through SVPay yet. Most shops keep their card reader for card customers and use SVPay for everyone else. Card sales cost what your card processor charges; every SVPay sale costs 0% to process.

How can SVPay charge 0% processing fees?

SVPay payments move as USDC, a digital dollar, so no card network takes a cut. SVPay makes its money from plans, never from a share of your sales, and Starter is free.

How do customers pay?

They tap an SVPay sticker, scan a code or open a pay link, then confirm in the SVPay app, which is free for them.

How fast do I get paid, and what does cashing out cost?

Each SVPay sale lands in your balance in seconds, and cashing out to your bank costs $0.

Does SVPay work with QuickBooks or Xero?

SVPay exports your sales for QuickBooks and Xero, and Autopilot drafts your books. There's no live sync yet.

Can SVPay send orders out for delivery?

Yes. Connect your own DoorDash Drive or Uber Direct account, and paid orders go out with a live courier price. Menu sync with the DoorDash and Uber Eats apps isn't available yet.

Who is SVPay best for?

Small and growing businesses that want to keep more of every sale: cafés, restaurants, shops, salons and service businesses. Very large restaurants with custom hardware may find Toast more mature today.